Term Life Insurance Conversion Option and Life Settlements

Many senior clients over 65 years of age aren’t aware that a term life insurance policy (if convertible) can be sold on the secondary market for a significant cash payment. Using this strategy can be an effective method for qualifying seniors that don’t need the coverage but are looking at ways to optimize the monetary […]

Life Settlements as a Hedge Against Inflation

For agents and advisors who are under 50, the term “inflation” does not have a huge meaning beyond the textbook definition. Most folks from Generation X and younger did not experience the specter of inflation that haunted the 1970s – but their clients did. Many baby boomers, who are prime life settlement candidates, were coming […]